Thursday, August 27, 2020
Home insurance has a lot of confusing terminology, especially when it comes to the types of policies and how you can receive compensation. Replacement cost value, for example, refers to two areas: the total replacement cost value of your home, and a replacement cost value policy for personal belongings coverage. READ MORE >>
Thursday, August 13, 2020
Business insurance is used in order to protect businesses from lawsuits and other losses that could have a large financial impact otherwise.
Required Business Insurance and Penalties
Business insurance requirements vary by state. Most states require businesses to carry a minimum amount of:
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Tuesday, August 11, 2020
In today’s uncertain economic times, people are driving less. They also are trying to save as much as they can on expenses, including their auto insurance. You might feel tempted to let your coverage lapse if you no longer drive. However, that’s the wrong decision. READ MORE >>
Thursday, August 6, 2020 Liability insurance is one of the most important aspects of a business’ insurance policy. Liability covers accidents and mistakes that could possibly lead to an incredibly expensive lawsuit. There are many types of liability coverages, from bodily injury and property damage liability for commercial vehicles to professional liability insurance for employees. READ MORE >>
Thursday, July 30, 2020
It only takes a small amount of water to cause a lot of damage in your home. Your homeowners insurance might provide help with cleaning up the mess and repairing damaged property. However, it will only do so for certain types of water damage. READ MORE >>
Thursday, July 30, 2020 General liability insurance is a common type of liability insurance used by businesses to protect against lawsuits. While it’s perhaps the most well-known liability insurance policies, most people don’t realize that, like other policies, general liability also has its limits and exclusions when it comes to coverage. READ MORE >>
Tuesday, July 28, 2020
Something no driver ever wants to do is to hit an animal that strays into the roadway. This accident could cause a huge mess and damage your vehicle (and others if a chain wreck occurs). Not only that, there’s bound to be a fair amount of heartache if you are an animal lover. READ MORE >>
Thursday, July 23, 2020
Health insurance has an unfortunate reputation for being expensive, but everyone needs it. It’s important for everyone to find the right health insurance policy for you and your family without paying too much for coverage.
Individual Health Insurance vs Family Health Insurance
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Tuesday, July 21, 2020
Are you concerned about the premium you will have to pay for your business insurance? Insurance is part of your overhead, so it’s understandable that you will want to keep it affordable. Your commercial insurance agent is happy to help you understand the various factors that will impact your premiums. READ MORE >>
Thursday, July 16, 2020
Life insurance is a unique form of policy that pays out claims at the end of the policyholder’s life. Instead of the policyholder receiving compensation, the premiums they pay are built toward compensation for the policyholder’s beneficiaries.
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