Auto Insurance Information
Affordable Auto Insurance
Car insurance doesn’t have to be expensive or confusing. At Dotterer Insurance, we work closely with clients to find and tailor a car insurance policy that suits your coverage needs and your budget.
What We Offer
All of our policies come with the state required liability coverage for bodily injury and property damage.
Our optional but important coverages include:
· Comprehensive Coverage: Comprehensive coverage provides compensation for damages to the vehicle due to fire, hail, wind, falling objects, vandalism, theft and more.
· Collision Coverage: Collision coverage provides compensation for damages to the vehicle due to collision with another vehicle or object.
· Medical Payments: Medical payments covers medical expenses for the driver and their passengers after an accident.
· Underinsured Motorist: This coverage provides compensation for accidents concerning another driver who is not carrying enough insurance.
Insure Your Vehicle Today
It’s never too late to purchase a car insurance policy. Call us at (843) 821-7548 or fill out an auto quote form today.
Frequently Asked Questions
What Does Liability Insurance Cover?
Liability insurance helps cover medical bills and property damages caused by the insured driver, as well as legal expenses for lawsuits related to a car accident.
What is the Difference Between Collision and Comprehensive Coverage?
While both coverages cover physical damages to vehicles, comprehensive coverage covers nearly every cause of damage except for collision. To cover damages to the vehicle due to collision with another object or a vehicle, you will need collision coverage.
Do I Need Collision Coverage?
Most accidents involve collision, either with another vehicle, a fire hydrant, a pothole, or something else. Collision coverage is important for all drivers who want to protect their vehicle against such incidents.